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An additional $100,000 can change the set of properties a buyer considers, but it does not purchase the same feature everywhere. This update uses the same six non-overlapping sale-price bands as the earlier study and adds Q2 context plus local detail for Kanata and Barrhaven.
How did the mix change across price bands?
| Sale-price band | Q3 sales | Q3 detached share | Q2 detached share | Q3 median bedrooms / valid n | Detached modal size label |
|---|---|---|---|---|---|
| $400,000–under $500,000 | 243 | 6.2% | 6.0% | 2 / 242 | Not reported |
| $500,000–under $600,000 | 456 | 19.1% | 17.0% | 3 / 456 | 1100-1500 |
| $600,000–under $700,000 | 483 | 45.1% | 40.5% | 3 / 483 | 1100-1500 |
| $700,000–under $800,000 | 318 | 80.5% | 80.7% | 3 / 318 | 1500-2000 |
| $800,000–under $900,000 | 246 | 93.1% | 89.9% | 4 / 246 | 2000-2500 |
| $900,000–under $1,000,000 | 147 | 92.5% | 93.5% | 4 / 147 | 2500-3000 |
Each lower bound is included and each upper bound excluded. A $700,000 sale belongs to the $700,000–under $800,000 group. This is a comparison of completed sale prices, not the current number of available homes at a budget ceiling.
At $500,000–under $600,000, freehold townhouses represented 295 of 456 sales, or 64.7%. At $700,000–under $800,000, detached homes represented 256 of 318. Both bands had three above-grade bedrooms at the median. Property type and bedroom count therefore answer different questions about what the budget included.
Size categories add context, not exact floor area
Among detached homes, the most common recorded size label changed from 1100-1500 in the $600,000 band to 1500-2000 in the $700,000 band and 2000-2500 in the $800,000 band. These are literal provider size categories. The fresh extraction does not include the unit field, so this edition does not convert those labels into verified square footage or calculate price per square foot.
The detached subset in the $400,000 band contains only 15 episodes; its size mode is not reported. The bedroom median in that full band uses 242 positive above-grade observations from 243 sales. No bathroom comparison is made because bathrooms were not acquired in this refresh.
The same budget can contain a different mix by area
| Provider area | Sale-price band | Q3 sales | Detached share | Median above-grade bedrooms |
|---|---|---|---|---|
| Kanata | $400,000–under $500,000 | 40 | 0.0% | 2 |
| Kanata | $500,000–under $600,000 | 55 | 5.5% | 3 |
| Kanata | $600,000–under $700,000 | 84 | 21.4% | 3 |
| Kanata | $700,000–under $800,000 | 39 | 71.8% | 3 |
| Barrhaven | $400,000–under $500,000 | 32 | 0.0% | 2 |
| Barrhaven | $500,000–under $600,000 | 93 | 8.6% | 3 |
| Barrhaven | $600,000–under $700,000 | 55 | 41.8% | 3 |
| Barrhaven | $700,000–under $800,000 | 33 | 93.9% | 3 |
Only local bands with at least 30 sold episodes are shown. The table is restricted to the two named areas for a focused comparison, not a ranking of all Ottawa locations. Omitted bands are not evidence of no sales or no suitable homes.
How should a buyer use the extra-budget question?
Define what the extra spending is meant to achieve: a different housing type, another bedroom, a particular location, or more usable space. Then compare actual examples on that feature. The aggregate data cannot promise that increasing an individual budget by $100,000 produces a specific upgrade.
For a conversation with Matt, a useful brief is the current ceiling, a possible higher ceiling, and the one or two features worth paying more for. Financing eligibility and ongoing costs need a separate household assessment. These figures describe sale-price choices, not how much someone should borrow.
Source and methodology
Data source: PropTx. Analysis and commentary: Matt Richling, New Purveyors Lab. Source retrieval began October 6, 2026 at 23:53 UTC, or 7:53 p.m. Toronto.
Q2 means April 1–June 30, 2026; Q3 means July 1–September 30, 2026. Months use PurchaseContractDate, the recorded accepted-agreement date, rather than the closing date. Quarterly statistics pool the individual episodes; they do not average monthly medians. Q2 contains 3,550 selected episodes from 3,921 broad records; Q3 contains 2,627 selected episodes from 2,905 broad records. The four categories are residential freehold detached, residential freehold attached/row/townhouse, condominium apartment and condominium townhouse. Other types are excluded.
The region is CountyOrParish=Ottawa in the feed. Area names reproduce its City labels; they may include several neighbourhoods and are not independently verified municipal or neighbourhood boundaries. Records are Sold and For Sale. Pagination, unique keys, date/status/geography membership and raw response hashes were checked. Relistings are not linked into unique homes; withholding and subsequent revisions can affect the observed sample.
Sale prices use ClosePrice. Recorded asking uses ListPrice; original asking uses OriginalListPrice. ListPrice is not independently verified as the last advertised price, and asking is not a valuation. Days on market uses the provider field, whose detailed business rules are not confirmed. Medians and quartiles use valid observations without outlier trimming; quartiles use linear interpolation. Prices must be positive and DOM nonnegative. At least 30 valid observations are required for a displayed median or percentage denominator; a conditional median requires 30 records in its own subset. Percentages and changes use unrounded calculations.
These descriptive sold-episode comparisons are not seasonally adjusted. They do not measure current availability, offer counts, the likelihood of selling, or changes in the value of the same home. Location, size, condition and changing sales mix can affect results. No full Q3 2025 comparison is available from this extraction, which begins in September 2025. Read the research standards.
Earlier edition: Read the prior study and its original methods.
Discuss these findings
For help applying these findings to a property or a move, contact Matt Richling. Include the area, property type and timing that matter to you.
Cite this edition
Richling, Matt. “What did another $100,000 buy in Ottawa’s Q3 housing market?” New Purveyors Lab. Q3 2026 · July–September. Updated October 7, 2026. Permanent edition.